Airtel Axis Bank Credit Card Features & Benefits

This co‑branded card from Axis Bank and Bharti Airtel targets Airtel users, delivering a suite of rewards such as high‑rate cashbacks on Airtel services and utility bill payments when transacted via the Airtel Thanks app. Cashback is posted automatically, and cardholders also receive an Amazon voucher on sign‑up, complimentary lounge access, 10 % cashback on Swiggy and Zomato, and a fuel surcharge waiver of up to ₹500 each month. The card also offers a spend‑based annual fee waiver.

Airtel Axis Bank Card Milestone Benefits

When the cardholder’s annual spend reaches ₹2 lakh, the annual fee is waived from the second year onward.

Airtel Axis Bank Card Dining Benefits

10 % cashback on orders placed through Swiggy and Zomato.
15 % discount at partner restaurants across India.

Airtel Axis Bank Card Additional Benefits

24 × 7 concierge assistance for a range of services.
Zero‑lost‑card liability and air‑accident insurance coverage.
Option to convert transactions above ₹2,500 into easy EMIs.
Comprehensive card protection through CPP Assistance Services (P) Ltd.
EMV chip‑based security for transactions.

Airtel Axis Bank Credit Card Cashback Benefits

25 % cashback on Airtel mobile, broadband, Wi‑Fi and DTH bill payments via the Airtel Thanks app, capped at ₹300 per month.
10 % cashback on utility bill payments (gas, electricity, etc.) via the app, capped at ₹300 per month.
10 % cashback on purchases at selected merchants such as Siggy, Zomato and Bigbasket, capped at ₹500 per month.
1 % cashback on all other retail spend, with a total monthly cap of ₹500.
Cashback does not apply to fuel spends, EMI transactions, wallet reloads, jewellery purchases, cash advances, credit‑card fees, or rental payments.

Airtel Axis Bank Credit Card Travel Benefits

1 % fuel surcharge waiver on purchases between ₹400 and ₹4,000, up to ₹500 per month.
Four complimentary domestic lounge accesses each year.

Airtel Axis Bank Credit Card Fees & Charges

Interest rate: 3.75 %.
Cash advance limit: 2.5 % of transaction or ₹300, whichever is higher.
Over‑limit penalty: 2.5 % or ₹500, whichever is higher.
Minimum repayment: 5 % of outstanding amount or ₹100, whichever is higher.
Cash withdrawal fee: 2.5 % or ₹500, whichever is higher.

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